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Home Press center PREFERENTIAL MORTGAGE AT 6.5% FOR THE PURCHASE OF HOUSING

PREFERENTIAL MORTGAGE AT 6.5% FOR THE PURCHASE OF HOUSING

21 Apr 2020 News

The President of the Russian Federation, Vladimir Putin, at a meeting on the development of the construction industry, proposed a preferential mortgage program with a rate of 6.5% for the purchase of comfort-class housing under construction up to 3 million rubles in the regions. In this case, the reduced interest rate will be valid for the entire term of the loan.

Nowadays a number of banks have already confirmed their participation in this program and are ready to accept applications. Applications for loans at a preferential rate are accepted by the following banks: Promsvyazbank -6%, Dom. RF-6.5% and VTB -6.5%.

You can apply for a loan and get approval now, but loans will be issued starting from may 1, 2020.

Under the terms of the program, the initial payment must be at least 20% . The loan term is from 3 to 20 years.

Required set of documents for obtaining a mortgage loan:

• application form for loan processing;

• passport;

* a certified copy of the employment record;

• proof of income;

* SNILS.

Note that the Bank is Dom.The Russian Federation is ready to approve a mortgage loan with a preferential rate for two documents: a passport and SNILS, while the initial payment must be at least 35%.

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